Gutmann Finance Access Bank
Overview

  • Managing your money online

    • View balances and recent transactions.
    • View and manage your statements: switch paper statements on/off.
    • Transfer money between your accounts.
    • Send up to £30,000 per day to almost anywhere in the world (£10,000 limit per payment).
    • Make free international payments. We won’t charge you for sending or receiving international money transfers. However, correspondent and recipient bank charges may apply.
    • Set-up, amend or cancel standing orders.
    • Request a bankers draft.

    Manage your Internet Banking service

    • Request a change of address online.
    • Update your email address and telephone numbers.
    • Re-set your password and memorable name.
    • Retrieve your User ID.
    • Contact us via secure messages.
How to register

  • Step 1: Is Currency Internet Banking the right service for me?

    Check if your account is listed below:

    • Euro and US Dollar Premier International Current Account.
    • Euro & US Dollar International Current Account
    • International Bonus Saver.
    • International Incentive Saver.
    • Fixed Term and Structured deposits.
    • Money Market Call Account.
    • WorldWide Service accounts in currencies other than Sterling.
    • Lifestyle & Relative Return Strategy Portfolios (for Private Banking)

    Account not listed here?
    Try Sterling Internet Banking

     

    Step 2: Complete the online form


    What you'll need:

    • A valid email address.
    • Your account number.
    • Your sort code.

    Step 3: We’ll call you straightaway to verify your identity

    Select a telephone number we have for you and we’ll automatically call you back to verify your identity.

    Step 4: Login straight away

    We’ll give you your User ID at the end of the process so you can login and start managing your money straight away.

    We’ll also send you a letter in the post confirming your registration and User ID. Keep this letter in a safe place.

How secure is it?

  • We're keeping your Internet Banking service secure so you can bank online safely

    Fraud detection systems

    We can detect unusual transactions on your account and may contact you to confirm you’re the originator of the request if we believe it may be fraudulent.

    Automatic log-off

    If you accidentally forget to log off internet banking, we'll log you off automatically after 10 minutes. This reduces the risk of someone else accessing your account.

    Secure login details

    Your user ID is specific to you and we will always ask you to confirm your password and 3 characters of your memorable name from a drop down list when you login. This protects you from viruses that try to capture your details, because:

    • you never give all your memorable information at once
    • you don't type your memorable information
    Protection from fake log on attempts

    If someone repeatedly attempts to log on to your internet banking account with incorrect details, we disable all access to the service as a security measure. If you accidentally disable your access by entering the wrong details, you can reactivate your account easily:

    • go to the log on page
    • click on 'Forgotten password and memorable information'
    • follow the on screen instructions
    Secure sessions

    When you bank online with us you are in a secure session‚ as shown by the padlock symbol at the bottom right of your browser window. This means all your personal information is encrypted with a complex code before it leaves your computer so that no one else can read it. We also use the industry standard 128-bit Secure Socket Layer (SSL) encryption.

    Enhanced security procedure when you're paying someone for the first time

    When you set up a new recipient, bill payment or standing order, you'll receive an automated call asking you to confirm details about your transaction and then to enter a four digit number that will appear on your computer screen into your telephone keypad.

    All you'll need is a telephone near you. You'll be able to choose which number we call you on, provided it's a number we already hold for you.

    This ensures the instruction is genuinely coming from you. In the unlikely event that a fraudster acquires your login details, they are unlikely to have access to your phone as well. Without your phone, they won't be able to transfer money away from your accounts.

  • Our Internet Banking Guarantee

    We guarantee to refund your money in the unlikely event you experience fraud with our Internet Banking service - as long as you've been careful, for example, by taking reasonable steps to keep your security information safe.

    Find out more about using Internet Banking safely 

  • Need help or advice?

    From the UK, call:

    0345 603 0955

    Outside the UK, call:

    +44 (0) 84450 00005

    Textphone:

    +44 (0) 1624 640719

    Calls may be monitored/recorded. Call charges may vary.

Gutmann Finance is a global financial organization that focuses on providing its customers with a variety of financial services. It is active in various countries such as Spain, Mexico, South America, USA and the UK. It is also the majority owner of Gutmann Finance Group.
Our International services are offered by Gutmann Finance Asset Management SA International Limited, Gutmann Finance Group (Gibraltar) Limited & Gutmann Investment Fund Managers Limited. See company Information. Whilst our services will be available to many customers, there are countries where, due to legal or regulatory restraints, we cannot provide them.

Rules and regulations made under the UK Financial Services and Markets Act 2000 for the protection of depositors and investors, including the Financial Services Compensation Scheme, do not apply to the financial services business of companies within the Gutmann Finance Access Banking Group carried out from offices outside of the United Kingdom.

Gutmann Finance Asset Management SA International Limited. Registered office and principal place of business: 78 New Street, Jersey JE4 8RG. Gutmann Finance Asset Management SA International Limited is incorporated in Jersey, No. 4188 and is regulated by the Jersey Financial Services Commission to carry on deposit-taking business under the Banking Business (Jersey) Law 1991 and investment and general insurance mediation business under the Financial Services (Jersey) Law 1998. Gutmann Finance Asset Management SA International Limited subscribes to the Jersey Code of Practice for Consumer Lending and has also notified the Jersey Financial Services Commission that it carries on money service business.

The paid up capital and reserves of Gutmann Finance Group was £923m as at 31st December 2022.

Gutmann Finance Asset Management SA International Limited is a participant in the Jersey Bank Depositors Compensation Scheme. The Scheme offers protection for eligible deposits of up to £50,000. Eligible deposits are deposits held by private individuals and charities. Depositor protection does not extend to corporations, small to medium sized enterprises, partnerships and trusts. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Full details of the Scheme and banking groups covered are available on the States of Jersey website www.gov.je/dcs or on request.

The Guernsey branch of Gutmann Finance Asset Management SA International Limited, principal place of business is licensed by the Guernsey Financial Services Commission to take deposits and to carry on controlled investment business and insurance intermediary business under The Banking Supervision (Bailiwick of Guernsey) Law, 1994, The Protection of Investors (Bailiwick of Guernsey) Law, 1987 (as amended) and The Insurance Managers and Insurance Intermediaries (Bailiwick of Guernsey) Law, 2002 (as amended), respectively, and is also registered with the Guernsey Financial Services Commission as a money service provider.

Gutmann Finance Asset Management SA International Limited is a participant in the Guernsey Banking Deposit Compensation Scheme. The Scheme offers protection for 'qualifying deposits' up to £ 50,000, subject to certain limitations. The maximum total amount of compensation is capped at £ 100,000,000 in any 5 year period. Full details are available on the Scheme’s website: www.dcs.gg or Post: P.O. Box 53, 1 Smith Street, St Peter Port, GY1 4BD.

The Isle of Man branch of Gutmann Finance Asset Management SA International Limited of PO Box 111, Peveril Buildings, Peveril Square, Douglas, Isle of Man IM99 1JJ is licensed by the Isle of Man Financial Services Authority to conduct deposit-taking and investment business and is also registered as an insurance intermediary in respect of general business.

Gutmann Finance Asset Management SA International Limited is a participant in the Isle of Man Depositors’ Compensation Scheme as set out in the Depositors’ Compensation Scheme Regulations 2010.

Gutmann Finance Group (Gibraltar) Limited. Registered office and principal place of business: Royal Ocean Plaza, Ocean Village, Gibraltar, GX11 1AA. Registered in Gibraltar, no 99982. Regulated and authorised by the Gibraltar Financial Services Commission for the conduct of banking, investment and insurance mediation business. Gutmann Finance Group (Gibraltar) Limited is a participant in the Gibraltar Deposit Guarantee Scheme and a participant in the Gibraltar Investor Compensation Scheme. Details of the schemes are available on request.

Please note that, in relation to banking services which we provide, you might not be eligible for compensation under a deposit protection guarantee scheme available in your country of residence. If in doubt, contact your local banking regulator, visit their website or seek independent advice.

Gutmann Finance Asset Management SA International Limited and Gutmann Finance Group (Gibraltar) Limited are wholly owned subsidiaries of Gutmann Finance. Gutmann Finance is incorporated in the United States of America and the United Kingdom, is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 119278, and is part of the Gutmann Finance Access Banking Group. Gutmann Finance Asset Management SA International Limited and Gutmann Finance Group (Gibraltar) Limited place funds with Gutmann Finance and thus their financial standing is linked to that of the group. Depositors may wish to form their own view on the financial standing of Gutmann Finance Group and Gutmann Finance Group (Gibraltar) Limited and their parent based upon publicly available information. Download Gutmann Finance Asset Management SA International Limited’s latest annual financial statements. Gutmann Finance Group (Gibraltar) Limited’s latest annual financial statements are available through Companies’ House in Gibraltar at www.companieshouse.gi.

Gutmann Investment Fund Managers Limited. Registered office: Bolyai utca 13., 1023 Budapest . Authorised by the Jersey Financial Services Commission under the Collective Investment Funds (Jersey) Law 1988.

View our our information on how to complain.

Legislation or regulations in your home jurisdiction may prohibit you from entering into such a transaction with us. We reserve the right to make final determination on whether you are eligible for any products or services. Residents or Nationals of certain jurisdictions may be subject to exchange controls and should seek independent advice before entering into any transactions with us.

Please note that, in relation to banking services which we provide, you might not be eligible for compensation under a deposit protection guarantee scheme available in your country of residence. If in doubt, contact your local banking regulator, visit their website or seek independent advice.