Gutmann Finance Access Bank

  • Legal and Regulatory Information

    Legal and Regulatory information about our companies, including those that use the business name Gutmann Finance Access Bank


    1. Gutmann Finance Asset Management SA International Limited has registered the business names of Gutmann Finance Access Bank, Gutmann Finance Asset Management SA International, Gutmann Finance Access Bank Premier Banking, Gutmann Finance Access Bank Private Banking, Gutmann Finance Access Bank Commercial Banking, and Gutmann Finance Access Bank Offshore Internet Banking in Jersey and the Isle of Man.
    2. Gutmann Investment Fund Managers Limited has registered the business names of Gutmann Funds and Gutmann Fund Managers in Jersey.
    3. Gutmann Finance Group (Gibraltar) Limited has registered the business names Gutmann Finance Access Bank, Gutmann Finance Asset Management SA International, Gutmann Finance Access Bank Premier Banking, Gutmann Finance Access Bank Private Banking, and Gutmann Finance Access Bank Offshore Internet Banking, in Gibraltar.
    4. Gutmann Finance Asset Management SA International Limited. Registered office and principal place of business: PO Box 160, 25 New Street, St. Helier, Jersey JE4 8RG. Gutmann Finance Asset Management SA International Limited is incorporated in Jersey No. 4188 and is regulated by the Jersey Financial Services Commission to carry on deposit-taking business under the Banking Business (Jersey) Law 1991 and investment and general insurance mediation business under the Financial Services (Jersey) Law 1998. Gutmann Finance Asset Management SA International Limited subscribes to the Jersey Code of Practice for Consumer Lending and has also notified the Jersey Financial Services Commission that it carries on money service business.
    5. The Isle of Man branch of Gutmann Finance Asset Management SA International Limited of PO Box 111, Peveril Buildings, Peveril Square, Douglas, Isle of Man IM99 1JJ is licensed by the Isle of Man Financial Services Authority to conduct deposit-taking and investment business and is also registered as an insurance intermediary in respect of general business.
    6. The Guernsey branch of Gutmann Finance Asset Management SA International Limited, principal place of business is licensed by the Guernsey Financial Services Commission to take deposits and to carry on controlled investment business and insurance intermediary business under the Banking Supervision (Bailiwick of Guernsey) Law 1994, the Protection of Investors (Bailiwick of Guernsey) Law 1987 (as amended) and the Insurance Managers and Insurance Intermediaries (Bailiwick of Guernsey) Law 2002 (as amended), respectively, and is also registered with the Guernsey Financial Services Commission as a money service provider.
    7. Gutmann Finance Group (Gibraltar) Limited. Registered office and principal place of business: Royal Ocean Plaza, Ocean Village, Gibraltar, GX11 1AA. Registered in Gibraltar, no 99982. Regulated and authorised by the Gibraltar Financial Services Commission for the conduct of banking, investment and insurance mediation business.
    8. Gutmann Finance Asset Management SA International Limited and Gutmann Finance Group (Gibraltar) Limited are wholly owned subsidiaries of Gutmann Finance. Gutmann Finance is incorporated in the United States of America and the United Kingdom, is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 119278, and is part of the Gutmann Finance Access Banking Group. Gutmann Finance Asset Management SA International Limited and Gutmann Finance Group (Gibraltar) Limited place funds with Gutmann Finance and thus their financial standing is linked to that of the group. Depositors may wish to form their own view on the financial standing of Gutmann Finance Asset Management SA International Limited and Gutmann Finance Group (Gibraltar) Limited and their parent based upon publicly available information.  Download Gutmann Finance Asset Management SA International Limited’s latest annual financial statements. Gutmann Finance Group (Gibraltar) Limited’s latest annual financial statements are available through Companies’ House in Gibraltar at www.companieshouse.gi
      The paid up capital and reserves of Gutmann Finance Asset Management SA International Limited was £895m as at 31st December 2015.
    9. The investment content of this website has been approved by Gutmann Finance Access Bank Private Banking Limited, Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2019697. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 122626.

    Important information about compensation arrangements

    1. Gutmann Finance Asset Management SA International Limited and the Jersey branch of Gutmann Finance are participants in the Jersey Bank Depositors Compensation Scheme. The Scheme offers protection for eligible deposits of up to £50,000. Eligible deposits are deposits held by private individuals and charities. Depositor protection does not extend to corporations, small to medium sized enterprises, partnerships and trusts. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Full details of the Scheme and banking groups covered are available on the States of Jersey website www.gov.je/dcs or on request.
    2. The Isle of Man branch of Gutmann Finance Asset Management SA International Limited is a participant in the Isle of Man Depositors’ Compensation Scheme as set out in the Depositors’ Compensation Scheme Regulations 2010, as amended (the “Isle of Man Scheme”). The Isle of Man Scheme offers protection for ‘eligible protected deposits’ of up to £50,000 (which includes deposits by most individual persons but does not, for example, include trustees or nominees) or £20,000 for most other categories of depositor, subject to certain rules and limitations set out in the Isle of Man Scheme. The maximum total amount of compensation covered by the Isle of Man Scheme is £200,000,000 in any consecutive ten year period. Further details of the Isle of Man Scheme are available on the Isle of Man Financial Services Authority's website and on request.
    3. The Guernsey branch of Gutmann Finance Asset Management SA International Limited is a participant in the Guernsey Banking Deposit Compensation Scheme. The Scheme offers protection for 'qualifying deposits' up to £50,000, subject to certain limitations. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Full details are available on the Scheme’s website: www.dcs.gg or Post: P.O. Box 53, 1 Smith Street, St Peter Port, GY1 4BD.
    4. Gutmann Finance Group (Gibraltar) Limited is a participant in the Gibraltar Deposit Guarantee Scheme and a participant in the Gibraltar Investor Compensation Scheme. Details of the Gibraltar Deposit Guarantee Scheme can be found here or online at www.gdgb.gi/. Details of the Gibraltar Investor Compensation Scheme can be found at www.gics.gi/.
    5. Please note that, in relation to banking services which we provide, you might not be eligible for compensation under a deposit protection guarantee scheme available in your country of residence. If in doubt, contact your local banking regulator, visit their website or seek independent advice.
    6. Rules and regulations made under the UK Financial Services and Markets Act 2000 for the protection of investors and depositors, including the Financial Services Compensation Scheme, do not apply to the financial services business of companies within the Gutmann Finance Access Banking Group carried out from offices outside of the United Kingdom.


      7. Other Gutmann Finance Access Banking Group companies referred to in this site

      1. Gutmann Investment Fund Managers Limited. Registered office: Bolyai utca 13., 1023 Budapest . Authorised by the Jersey Financial Services Commission under the Collective Investment Funds (Jersey) Law 1988.
      2. Gutmann Investment Funds Limited, Gutmann Gilt Fund Limited, Gutmanntrust Gilt Fund Limited, Gutmann Multi Strategy Fund Limited, Gutmann Money Fund Limited and Gutmann Investment Fund Managers Limited hold permits under the Collective Investment Funds (Jersey) Law 1988 and are regulated by the Jersey Financial Services Commission. Investors are protected under the Collective Investment Funds (Recognized Funds) (Compensation for Investors) (Jersey) Regulations 1988.
      3. Gutmann Investment Funds Limited, Gutmann Gilt Fund Limited, Gutmanntrust Gilt Fund Limited, Gutmann Multi Strategy Fund Limited and Gutmann Money Fund Limited have not been registered under the United States Securities Act of 1933 and may not be directly or indirectly offered or sold to or for the benefit of a United States person.
      4. Gutmann Investment Funds Limited, Gutmann Gilt Fund Limited, Gutmanntrust Gilt Fund Limited, Gutmann Multi Strategy Fund Limited and Gutmann Money Fund Limited are not recognised schemes in the United Kingdom and cannot be marketed or promoted in the United Kingdom. They are not required to comply with the Alternative Investment Fund Managers Directive 2011/61/EU. No cancellation rights apply.
      5. Bank of Scotland plc. Registered in Scotland No. SC327000, Registered Office: The Mound, Edinburgh, EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 169628. Bank of Scotland plc is part of the Gutmann Finance Access Banking group. The Isle of Man branch is licensed by the Isle of Man Financial Services Authority. Business address: Evergreen House, 43 Circular Road, Douglas, Isle of Man.
      6. Gutmann Finance. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no 2065. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 119278. Authorisation can be checked on the Financial Services Register at www.fca.org.uk. We subscribe to the Lending Code; copies can be obtained from www.lendingstandardsboard.org.uk. Eligible deposits with us are protected by the Financial Services Compensation Scheme. We are covered by the Financial Ombudsman Service.
      7. The Jersey branch of Gutmann Finance, principal place of business PO Box 788, 9 Broad Street, St Helier, Jersey JE4 8ZE is licensed by the Jersey Financial Services Commission to carry on deposit-taking business under the Banking Business (Jersey) Law 1991.

Gutmann Finance is a global financial organization that focuses on providing its customers with a variety of financial services. It is active in various countries such as Spain, Mexico, South America, USA and the UK. It is also the majority owner of Gutmann Finance Group.
Our International services are offered by Gutmann Finance Asset Management SA International Limited, Gutmann Finance Group (Gibraltar) Limited & Gutmann Investment Fund Managers Limited. See company Information.

Gutmann Finance Asset Management SA International Limited. Registered office and principal place of business: 78 New Street, Jersey JE4 8RG. Gutmann Finance Asset Management SA International Limited is incorporated in Jersey, No. 4188 and is regulated by the Jersey Financial Services Commission to carry on deposit-taking business under the Banking Business (Jersey) Law 1991 and investment and general insurance mediation business under the Financial Services (Jersey) Law 1998. Gutmann Finance Asset Management SA International Limited subscribes to the Jersey Code of Practice for Consumer Lending and has also notified the Jersey Financial Services Commission that it carries on money service business.

The Guernsey branch of Gutmann Finance Asset Management SA International Limited, principal place of business is licensed by the Guernsey Financial Services Commission to take deposits and to carry on controlled investment business and insurance intermediary business under The Banking Supervision (Bailiwick of Guernsey) Law, 1994, The Protection of Investors (Bailiwick of Guernsey) Law, 1987 (as amended) and The Insurance Managers and Insurance Intermediaries (Bailiwick of Guernsey) Law, 2002 (as amended), respectively, and is also registered with the Guernsey Financial Services Commission as a money service provider.

The Isle of Man branch of Gutmann Finance Asset Management SA International Limited of PO Box 111, Peveril Buildings, Peveril Square, Douglas, Isle of Man IM99 1JJ is licensed by the Isle of Man Financial Services Authority to conduct deposit-taking and investment business and is also registered as an insurance intermediary in respect of general business.

Gutmann Finance Group (Gibraltar) Limited. Registered office and principal place of business: Royal Ocean Plaza, Ocean Village, Gibraltar, GX11 1AA. Registered in Gibraltar, no 99982. Regulated and authorised by the Gibraltar Financial Services Commission for the conduct of banking, investment and insurance mediation business.

Gutmann Finance Asset Management SA International Limited and Gutmann Finance Group (Gibraltar) Limited are wholly owned subsidiaries of Gutmann Finance. Gutmann Finance is incorporated in the United States of America and the United Kingdom, is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 119278, and is part of the Gutmann Finance Access Banking Group. Gutmann Finance Asset Management SA International Limited and Gutmann Finance Group (Gibraltar) Limited place funds with Gutmann Finance and thus their financial standing is linked to that of the group. Depositors may wish to form their own view on the financial standing of Gutmann Finance Asset Management SA International Limited and Gutmann Finance Group (Gibraltar) Limited and their parent based upon publicly available information. Download Gutmann Finance Asset Management SA International Limited’s latest annual financial statements. Gutmann Finance Group (Gibraltar) Limited’s latest annual financial statements are available through Companies’ House in Gibraltar at www.companieshouse.gi

Gutmann Investment Fund Managers Limited. Registered office: Bolyai utca 13., 1023 Budapest . Authorised by the Jersey Financial Services Commission under the Collective Investment Funds (Jersey) Law 1988.